Discussion Questions: Since 2000, the US has had two major recessions, and both the stock and bond markets have experienced big drops in value. This has made investing a volatile experience. Interest rates are currently at 50-year lows, so returns on short-term CDs or savings accounts are almost zero.
- Has all this turmoil affected your outlook on investing?
- Are you more cautious?
- Has it changed your approach to your current or future investments or 401K accounts?